12 Month Loans
Representative APR 91%*
Amount of credit £500 borrowed for 180 days. Interest: £160.27 Interest rate: 65% per annum (fixed). Representative APR: 91% Total amount payable: £660.27
"Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk."
Carefully consider whether a loan is right for your individual financial situation. Depending on the amount borrowed and the duration of the loan you may find that borrowing of this type is an expensive form of credit and not appropriate for much longer term borrowing or if you are in financial difficulty. All loan applications are subject to status, terms and conditions and to satisfactory passage of checks on creditworthiness and affordability.
Our website is a direct medium to get 12 month loans online from reputed UK lenders. We are not a direct lender but a broker, working in collaboration with 40 reputed UK lenders. We help you access an easy way to get up to £1000 by filling up a simple online application. Just click the Apply Now button and fill in the required fields of the form. Our panel lenders will review your details and respond back quickly. ‘No Waiting and No Delays’ is a rule we abide by.
Through us, you can easily find the best possible loan deal for your immediate cash demands through a very friendly, web-based process. There is no location barrier in our debt services as you can apply from anywhere through an Internet-enables device. Use your cell phone, desktop, tablet or laptop to logon to our site and get your financial worries solved within a few moments.
No More Cash Crisis Worries
Shortage of cash is common problem these days. There are times when we don’t spare any money for emergency and something unexpected happens. Your car may break down all of a sudden or the bathroom tap may start leaking, the refrigerator can stop working or your tooth problem makes you visit the dentist. At such times, you don’t have to worry about borrowing bucks from friends or family as you can confidently manage your unplanned expenses with our handy short-term loans.
Credit Records Don’t Matter, Only Eligibility Does!
Your credit records begin less than perfect is not an issue with our lenders. You can still apply and get a positive answer from our creditors. The only thing that really matters is the eligibility criteria. If you meet the eligibility requirement, you can proceed with assurance to get the required cash assistance. All you need is to be above 18 years of age, a resident of United Kingdom, are employed with an income of at least £500 per month and have a valid back account with a debit card. If you fulfil these eligibilities, you don’t have to worry about anything else while applying for the 12 month payday loans through us.
No Processing Fees
We do not levy any expenses on you or charge any fee for processing your form as we get paid by the lenders themselves. Anyhow, some lenders do charge arrangement or membership fee, which is mentioned in their agreement. Hence you must read all the terms and conditions before accepting them. You should borrow money only once you understand all the terms and you are sure about affording the repayment.
Our site functions only as a loan broker and all the personal information you provide us is shared with the direct lenders. Our function is only to connect you with a loan provider, who may need more details about you. After we submit your application to the direct lenders, they may get in touch with you through email or phone to ask for more information or offer their deals. Some of our lending associates may not provide cash up to £1000 and all the submitted applications may not be approved. Always make efforts to make timely loan instalments as missed or delayed payments can cause higher interest rate. Non-payment of loans may also be subject to the collection services.
Use our loan finder services to get the 12 month loans from the lenders on our panel. Our loan matching services will aid you find a suitable financial supporter easily.